Getting student health insurance (Krankenversicherung der Studenten) should be one of your first priorities if you come to study in Germany. Health insurance is universal, meaning that by law everyone needs to be covered. Moreover, you must have health insurance in order to obtain a residence permit or enrol at your university. How can students access the German healthcare system? Foreign students in … Read more
Buying a property in Germany isn’t just about searching for your dream home. As well as saving enough capital to pay the various taxes, costs and fees that accompany property purchases, you’ll probably need to get a mortgage (Hypothek or Darlehen in German). There are plenty of German banks and other institutions that will offer mortgages to expats. Our guide to German mortgages … Read more
All drivers in Germany must be covered by some form of car insurance. You cannot register a vehicle without it. If you are a long-term resident in Germany, you will need to have German car insurance, even if you brought your car to Germany from abroad; foreign car insurance does not suffice. The price of car insurance in Germany depends … Read more
Long-term care insurance (Pflegeversicherung) was added to Germany’s social security system in 1995 to ensure that everyone is prepared for the eventuality of needing long-term nursing care, whether due to accident, illness or old age. Statutory long-term care insurance (Pflegepflichtversicherung) vs supplemental long-term care insurance (Pflegezusatzversicherung) Long-term care benefits are funded by mandatory contributions from all employees in … Read more
Whilst anyone living and working in Germany is obliged to contribute to health insurance and other parts of the German social security system, there are many other types of private insurance that you may wish to take out to cover yourself or your business. Home / Household insurance Home and household insurance policies cover you in the case of any damage caused … Read more
The health insurance (Krankenversicherung) system in Germany is universal, meaning that by law everyone has to take out cover. There are two types of health insurance in Germany: statutory health insurance and private health insurance. The kind you have depends on your employment and how much you earn. Does my foreign health insurance cover me … Read more
Liability insurance in Germany protects you in cases of unintentional harm to a person or their belongings. On this page, we look at what is covered by private liability insurance, explain why so many people in Germany have it, and how you can choose and switch insurance providers. Third-party liability insurance companies in Germany The … Read more
Liability Insurance in Germany Life is full of unexpected events. Even if you do your best to stay focused at the moment you’re living you never know what can happen the next second. You’re driving peacefully on a morning to work and in the blink of an eye, you accidentally hit a person while they … Read more